First off, I reload all my defense ammo except Starfire, because you can't buy the SF bullets seperatly, and all my loads average 1150 fps. I shoot an older HP, and don't want to stress it anymore than I have to. My reloads cost about five bucks a box, the WalMart bulk Win. fmj cost twelve bucks a hundred, and I only buy these for the brass. I'll go for decent shot placement over 50-100 fps every time.